How Our Program Works
Armed with educational resources and our expert programs, you’re on your way to reestablishing your name and credit. We know how important good credit is when it comes to living and purchasing. We help repair your credit profile with our programs engineered to tackle the difficult task of negotiating and disputing credit bureaus and creditors. We are dedicated to ensuring you regain your financial freedom. With negative account information and past patterns, we are here to reclaim and repair any inaccurate or questionable history on your credit report. With our expert team members, we walk you through the entire process, and update you on the status of your file so you know exactly what is happening with your file.
How it works
Credit Analysis
We provide a deep credit analysis of your credit history and pinpoint any inaccurate or misleading information to dispute with creditors. We will set up a private portal for you and keep you updated on the status of disputed items with creditors. Your Portal available 24/7 to help you track any updates or progress on your file. Our experts will access your report and analyze the best way to rebuild your specific credit file, and communicate with you on your fit in the program. Once enrolled we will begin the process of engaging your creditors in our dispute process!
Verification and DIspute
After we begin the process of challenging creditors and credit bureaus. You will begin to receive correspondence in the mail from your creditors and the credit bureaus. Upload these documents into your private portal document section immediately so the process is not delayed. Transparency is important to us and we provide feedback and constant communication so you are always aware of your situation. If an item comes back verified with no change, we follow up with the credit bureaus to negotiate a resolution. This Process continues until we have a final resolution on the account.
Response and Update
While we know the process of waiting for a response can be nerve-racking, we help you become more knowledgeable about your credit with our online tools. We send updates on financial education, debt settlement, foreclosures, and more. You can simply log into your account to learn more about our feature products such as credit monitoring, legal assistance, and rebuilding credit cards. We give you professional financial advice and recommendations to empower you in the daunting world of finance. With our proven services, you’ll be on your way to re-establishing credit and stabilizing your financial future.
Resolution and Future Building
As your credit file is being updated, any changes are noted in your private portal. Responses will continue to arrive to your home and we will continue to service the file accordingly. As negative information and accounts are deleted from your credit file you will see improvements in your score. Our proven process have bettered the lives of many clients and you will experience the benefits of excellent credit. Depending on the goals you set for your credit we will continue to work on your file until these are reached. You can cancel the service anytime with no obligation. Credit Legal is here to assist!
Services Included in the Credit Restoration Service
Increasing your credit score is our goal and we will work hard to have the following items that may be listed on your credit report but are not accurate.
- Credit inquiries
- Short sales
- Late payments
- Tax liens
- Foreclosures
- Accounts in collection
- Charge-offs
- Accounts sold
- Identity theft
- Duplicate information
- Bankruptcies
- Outdated information
- Medical bills
- Authorized users
- Repossessions